One Territory Available · Oxfordshire
Own Oxfordshire’s property claims territory and build a six-figure business.
The UK’s longest-established property claims franchise, in a £6.1 billion market that keeps growing. One exclusive territory, no insurance experience needed, full training and qualified surveyors included.
- Exclusive Oxfordshire territory
- No insurance experience needed
- Full training & qualified surveyors
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Proudly Ranked Among the Elite Top 100 Franchises for the Last 8 Years
We are an insurance claims management franchise where ZERO insurance experience is required.
We help homeowners and businesses get the settlement they’re owed after fire, flood or storm damage. Full training and support included.
When a home floods at 2am, somebody has to fight the insurer. That somebody is you.
The insurance company sends a loss adjuster. The loss adjuster works for them. Your client gets one person on their side, a loss assessor, and the settlement they were actually owed.
The problem
A pipe bursts, a roof blows off, a kitchen catches fire. The homeowner has never made a claim before. They are stressed, out of their depth, and negotiating alone against an insurer’s expert.
Your role
You are appointed as their professional representative. Concept’s support team provide technical guidance to help you manage the client, the insurance claim and the repair through to completion.
Who pays you
Not the client. Your income comes out of the insurance settlement that funds the repair works. The policyholder pays only their excess, which is exactly why the service sells itself.
Loss adjuster vs. loss assessor: the whole business in one line
Loss adjuster
Appointed and paid by the insurance company. Their job is to settle the claim correctly. For the insurer.
Loss assessor: that's you
Appointed by the policyholder. Your job is to get them a full, fair settlement and their home properly repaired.
A £6.1 billion market that does not care about the economy.
Fires, floods, leaks and storms happen in recessions, booms and pandemics alike. UK property claims hit a record high in 2025, and every single policyholder is entitled to appoint professional representation.
Oxfordshire · One territory available
The full financials are in the prospectus.
How money actually reaches your account?
No selling to consumers on price. No chasing invoices. Your fee is built into the settlement the insurer pays to reinstate the property.
A homeowner or business suffers fire, flood or storm damage and instructs you, at no cost beyond their policy excess.
Concept’s loss assessors scope the damage and agree the settlement figure with the insurer.
Vetted contractors, appointed and managed with head office, reinstate the property.
Your margin is drawn from the settlement on completion. Fixed monthly fee to Concept, with no royalty on turnover.
What this business can pay you.
No selling on price, no chasing invoices, no cap on how far you scale it.
Published network estimates for a developing territory.
Figures are illustrative estimates published for the network and are not a guarantee of earnings. Full details are provided in the prospectus.
per month achievable as
the territory matures
annual income reached by
many long-standing partners
Growth here is uncapped. Add caseworkers and contractors as your territory matures, and the same fixed-fee structure keeps compounding in your favour.
Software can’t stand in a flooded kitchen, read a homeowner’s distress and negotiate their settlement face to face. This is one of the few local, relationship-led professions with no automation path.
British Claims Awards 2026 · Winner
Named Loss Assessor of the Year 2026.
At the 2026 British Claims Awards, Concept Claim Solutions was named Loss Assessor of the Year — the claims industry’s own verdict on how our network looks after homeowners and businesses. It is the reputation, the systems and the support you inherit the day you join.
- Judged by the UK claims industry, against the whole of the sector
- Franchisees trade under an award-winning national brand from day one
- The same standards, systems and central support in every territory
- 2026Rising Star of the YearModern Claims Awards · Winner
- 2026bfa Awards FinalistBritish Franchise Association
- 2025Best Insurance Claims Management Service ProviderBUILD Awards · Winner, UK
- 2025Inspirational Woman of the YearEWiF Awards · Winner
One of the UK's fastest-growing cities, and its property claims territory is unclaimed.
Oxford has the lowest owner-occupation of any local authority in the South East, the highest student population in England and Wales, and roughly one in five residents living in a house in multiple occupation. Add a county of period and listed stock across Banbury, Bicester, Didcot, Witney and Abingdon, and the claims volume is steady all year.
This territory is exclusively yours. No other Concept partner can trade in it.
Four reasons demand keeps flowing in Oxfordshire.
A county of landlords and renters
Oxford has the lowest owner-occupation of any South East local authority. Every buy-to-let landlord is a repeat client when escape of water or fire strikes a let property.
A referral-rich business community
Letting agents, surveyors, plumbers and roofers all meet damaged properties before you do, and each one is a repeat introducer.
England's densest student and HMO market
26.5% of Oxford adults are full-time students, the highest share in England and Wales, and around 3,000 licensed HMOs sit inside the city alone. Shared housing is a well-known driver of escape-of-water and fire claims.
Protected and exclusive
One partner, one territory. You build local reputation knowing no one inside the network can compete for it.
What sets this franchise apart.
Longest track record
24 years pioneering the sector, with more history and case volume behind you than any other claims management franchise.
Qualified surveyors and claims handlers on call around the clock. You run the relationship, they run the technical case.
Trade under an established FCA authorisation instead of spending months and cost building your own.
Low-cost operating model
Keep overheads low with no fixed premises, while sharing risk and reward through a franchise royalty model.
What you actually do day to day.
Meet agents, landlords and trades. Head office supports you with marketing and business development to help generate enquiries into your territory.
Sit with a homeowner after a loss, explain the process, and get appointed. This is the part that wins the work.
Enjoy the flexibility of head office managing the contractors or choosing your own.
Vetted contractors carry out the works. You keep the client informed and the project on track through to sign-off.
No insurance experience needed
Still weighing it up? Get the numbers and decide in your own time.
Everything in your franchise package.
Ten days of structured training: five at head office and five in the field alongside an established partner, then continuous support for as long as you trade.
Exclusive Oxfordshire territory
Protected postcodes, yours alone, with no internal competition.
Claims process, insurance principles, FCA compliance, client handling and site visits.
Trade under a regulated structure with compliance guidance built in.
Construction-qualified specialists are available, so you are never the technical expert alone.
Ready to find out more?
See the full package and register your interest in the Oxfordshire territory.
You do not need an insurance background. You need to be good with people.
Concept’s partners come from sales, construction, management, the forces and corporate life. The technical knowledge is trained and supported. What can’t be trained is credibility in someone’s living room on the worst week of their year.
Career changers who want to own the outcome rather than the job title
Sales, account and business development professionals
People from construction, surveying or property who want the commercial side
Anyone ready to invest in themselves and build a business with genuine discipline
Why partners choose us
This is why we're a leading franchise partner.
Oxfordshire · Currently unallocated
One territory. One partner. Find out if it’s yours.
Straight answers
The questions everybody asks.
Do I need experience in insurance or construction?
Concept’s partners come from sales, construction, management, the forces and corporate life. The technical knowledge is trained and supported. What can’t be trained is credibility in someone’s living room on the worst week of their year.
How much do I need to invest, and can I fund it?
Who pays my fee, the homeowner?
No. Your income is drawn from the insurance settlement that funds the reinstatement works. The policyholder pays only their policy excess, which makes the service straightforward to explain and easy to say yes to.
How long until I earn?
Claims take weeks to months from instruction to completion, so year one is about building pipeline and local relationships. Published network estimates put year one revenue around £56,087, rising towards £100,552 by year three. These are estimates, not guarantees.
Is this recession-proof?
Nothing is, but demand here is driven by weather and property use rather than consumer spending. The network traded through the 2008 downturn and the pandemic, and UK property claims reached a record £6.1bn in 2025.
Do I work from home or need an office?
Where do leads come from?
Is the Oxford territory definitely available?
- Oxfordshire · currently unallocated
See how Oxfordshire becomes a six-figure business.
The full financial breakdown, the territory profile and exactly what’s included in your franchise package. No pressure, no obligation, just a conversation if you want one.
Call the franchise team
enq@concept-solutions.co.uk
Head office
Where should we send it?
Financials, territory demand data, training and support, sent straight to your inbox.
No pressure, no obligation. Your details stay private.